Stripe Fee Calculator
Rates as published on 24 September 2026, from the Stripe pricing page: domestic cards, per successful transaction. That page shows no effective date of its own.
fee $3.20
Check before you rely on it
The rates are quoted from Stripe's published US pricing on the date shown beside them. They cover card payments and the three surcharges above; dispute fees, payouts and other Stripe products are not included. Stripe changes fees, and your own account can be priced differently, so check your dashboard before you set a price. It is not financial, tax or legal advice.
How do you calculate the Stripe fee?
A card processing fee is a percentage of the charge plus a fixed amount per successful transaction. Both parts come out before the money reaches your account.
- Enter the amount you are charging.
- Check the rate and the fixed fee beside it. Both are pre-filled from the provider and stamped with the date the figure was read, and you can change either one.
- Multiply the charge by the rate and add the fixed fee. Stripe fee = amount x percentage rate + fixed fee.
- Switch on a surcharge if the card is international, the payment needs converting or the card number was typed in by hand; each one adds to the percentage rather than replacing it.
- To work the other way, tell the widget what you want to receive. To receive a target amount, charge (target + fixed fee) / (1 - rate).
This page works out the Stripe fee on a card charge; the PayPal fee calculator shows what reaches you from the same sale paid through PayPal.
Fee, net and gross-up across a ladder of amounts
Every row uses 2.9% + $0.30, the rate Stripe published on 24 September 2026 and the widget's default. The last column is the charge that would leave the amount in the first column behind after the fee.
| Amount | Fee | What reaches you | Charge to land that amount |
|---|---|---|---|
| $10.00 | $0.59 | $9.41 | $10.61 |
| $100.00 | $3.20 | $96.80 | $103.30 |
| $1,000.00 | $29.30 | $970.70 | $1,030.18 |
| $10,000.00 | $290.30 | $9,709.70 | $10,298.97 |
Worked Example: a $100 charge
The fee is $3.20. At 2.9% + $0.30 a $100 charge costs $3.20 and $96.80 reaches the account; to land $100.00 exactly, charge $103.30.
$100.00 → fee $3.20, $96.80 reaches you
The gross-up figure is not $103.20. Charging the fee back on top would leave you short, because the higher charge carries a higher percentage fee of its own — which is what dividing by one minus the rate accounts for.
You cannot recover the net by taking the percentage back off the charge: the rate applies to the charge, not to the net, and the fixed fee is on top of it.
What Changes the Rate You Are Charged?
The card, where it was issued and how it was entered
The same page listed + 1.5% for international cards and + 1% where currency conversion is required, read on 2026-09-24. The same page listed + 0.5% for manually entered cards, read on 2026-09-24. The widget has a switch for each, and they add together.
Your own pricing
Published pricing is the starting point, not the whole story. Accounts on negotiated terms, in other countries, or taking payment in person are priced differently, and your own dashboard is the only place your real rate is written down.
Why the rate is a field
Every rate on this page is a starting value taken from the provider's own published pricing, stamped with the date it was read and linked to its source. A published rate can change without notice and your account may be on negotiated pricing, so check the figure before you rely on it.
Frequently Asked Questions
How much does Stripe charge as a fee?
Stripe's pricing page gave 2.9% + $0.30 per successful transaction for domestic cards when it was read on 2026-09-24.
How much should you charge to receive a target amount after fees?
Add the fixed fee to the amount you want, then divide by one minus the rate. The widget does that when you switch it, and it prints the fee on the higher charge as a check.
What does Stripe add for an international card?
Another 1.5% on top of the percentage rate, and 1% more where the payment has to be converted between currencies, as Stripe listed them on the date beside the rate. Both are switches in the widget above.
Is the fee rate on this page up to date?
It is the rate Stripe published on the date printed beside the field, and nothing checks it automatically after that. Published pricing can change without notice, so compare it with your own dashboard before you rely on it.
The rest of the site is on the tools index.